National Salt Company Nigeria Plc (NASCON.ng) HY2012 Interim Report

first_imgNational Salt Company Nigeria Plc (NASCON.ng) listed on the Nigerian Stock Exchange under the Food sector has released it’s 2012 interim results for the half year.For more information about National Salt Company Nigeria Plc (NASCON.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the National Salt Company Nigeria Plc (NASCON.ng) company page on AfricanFinancials.Document: National Salt Company Nigeria Plc (NASCON.ng)  2012 interim results for the half year.Company ProfileNational Salt Company Nigeria Plc (NASCON) manufactures and markets a range of edible salt for industrial use and iodine-fortified kitchen salt for domestic use in Nigeria. By-products from the salt refining process include fine (butter) salt used to make biscuits and confectionary products; and granulated kitchen salt and industrial salt. The company has factories located in Oregun, Apapa and Port Harcourt and installed capacity of 400 000 tonnes per annum for 25-50 kilogram bags of salt and 100 000 tonnes per annum for salt sachets. Salt products for domestic use are marketed under the brand name Annapurna and Dangote. Annapurna is a brand name owned by West Africa Popular Foods (WAPF) as a joint venture between the former NASCON and Unilever Nigeria Plc. The company was established in 1973 and formerly known as National Salt Company of Nigeria Plc. Its head office is in Lagos, Nigeria. National Salt Company Nigeria Plc is listed on the Nigerian Stock Exchangelast_img read more

See More

Tackling debate: Rugby is a collision sport, but it’s safer than ever

first_imgThe message should very much be, play on. Competition: Kids thrive from the physical nature of rugby Professor Allyson Pollock’s recent demands to ban tackling in schools sparked fierce debate and a robust defence from the rugby community The now annual rallying call by Professor Allyson Pollock to ban tackling in schools reared its divisive head again this week.Professor Pollock – who is promoting a book – did her usual round robin of media outlets to outline why rugby, as a collision sport, should be doing more to protect our budding progeny from injury.Of course Professor Pollock is justified to her opinions, based, she tells us on extensive qualitative research but her argument can only hold sway for so much and has to be offset with rugby’s enduring qualities that are far less measurable.I must divulge that I played mini rugby from the age of six, and had my fair share of bumps and bruises (dislocated shoulder, multiple broken noses, knee surgery). Perhaps I should be wary my 10-year-old son is following in his father and grandfather’s footsteps by playing the game, but I couldn’t be happier.Step by step: Children are introduced tag rugby firstI worry, like any parent, at the increasingly physical nature of the game – he’s come off injured twice in four years playing – but the growing bond he has developed with his teammates and the ethics he’s learning of respecting the referee, shaking the hands of opponents, not to mention a couple of hours of exercise a week, are all character-forming values he will not learn playing FIFA ’17 on X-Box.Rugby’s administrators should be given their dues – goodness knows, they get a shellacking when they get things wrong. They are trying to make the game safer at mini-rugby level with a glut of courses, aimed at making our rough-house game as responsible as possible.One of my earliest memories was losing two teeth attempting a tackle from behind when a rogue Patrick boot clocked me in the chops. Fast-forward a generation and youngsters have two years of tag-rugby before contact, where all coaches are expected to take a Rugby Ready course, followed by a gradual introduction to safe tackling; routinely drumming in the need to go ‘cheek to cheek’, wrapping your arms around the ball carrier, getting your head on the right side and falling correctly.Next generation: Assuring parents that rugby is a safe sport is a challengeInstilling correct technique at a young age makes tackling instinctive and starting that in your late teens, as Professor Pollock argues, could well be counterproductive and lead to injury rates rising, rather than falling. TAGS: Highlight There is also the point that rugby helps young adolescents looking for a place in society, some whose natural métier is not in academia, or other larger-boned youngsters who feel like they do not fit into sports better suited to their lithe-limbed friends. Others with anger-management issues, or just testosterone surges, have a place to safely expend that pent up aggression in a controlled manner.As a club, Hitchin RFC boasts over 600 Mini and Youth members, and with over 50 boys in our U11 age-group. The social and health benefits of the game on the boys and girls are clear to see, and they love the physical element of the game. ‘When are we starting contact?’ the most commonly-asked question in pre-season.Fair play: Hitchin U10’s at the Holt mini rugby festival in May 2017Someone who plays his rugby down the road, and is one of the best defensive midfielders in the game, is Brad Barritt. The Saracens centre has suffered his fair share of blood injuries and gave a considered response to the furore, when I caught up with him at the Champions Cup launch. “I must firstly say, any viewpoint is coming from a caring, safe perspective and that’s great. The welfare of people is more important than any sporting code.”Barritt however, agreed that if technique is taught at a very young age it will only aid his future development as a rugby player. “If you’re kept away from the technique of having to tackle until your teens, it’s less instinctive. I can only think of my childhood in South Africa, where I played rugby from the age of five. The collisions aren’t as big. There are 30 kids honey potting around the ball. That early technique, coached correctly will prevent injuries in the future. My concern is if bodies get bigger and impacts more pronounced, tackling technique may not be as ingrained as it should be. I completely support anything that makes the game safer. In the past, perhaps tackling has been neglected; everyone loves the glamour of kicking and passing, but those fundamentals in terms of defence, are now more important than ever.”Tough customer: Brad Barritt has had his share of bumps and welcomes a safer gameThe countdown is now on for Professor Pollock’s next missive, and rugby as a sport needs to redouble its efforts to put safety at the heart of the game without taking away its compelling physical nature. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALSlast_img read more

See More

So Da Hun / IROJE KHM Architects

first_img South Korea Architects: IROJE KHM Architects Area Area of this architecture project “COPY” Houses Photographs:  Jong Oh KimText description provided by the architects. This site that is located in the heart of downtown is a small, irregular, polygonal shaped land and it is ragged old space, only area of 100 sqm. At the same time, the maximum building area is no more than 60 sqm. The development of vertical space – Skipped floor space – Rich sequence of vertical space While adapting the skipfloor system, it was possible to maximize the visual range and to produce the interesting space of variety, as possible as this small site can do. Save this picture!© Jong Oh KimRecommended ProductsWoodEGGERTimberFiber Cements / CementsRieder GroupFacade Panels – concrete skinMineral / Organic PaintsKEIMKEIM Mineral Paint in the Zeitz Museum of Contemporary African ArtThe spread of horizontal space – Narrow bamboo garden – Fence space Because of the boundary of small courtyard and living room and the window between the concrete fence and interior space are transparent, the extended outdoor garden space and interior space maximize the horizontal visual range. Stainless mesh – Filtration of landscape and sunlight, translucent mass The translucent images which are consisted with stainless mesh that filtrate the sight from opposite church and side stores and direct sunlight, are the major impression of this house. Save this picture!© Jong Oh KimVertical garden Small courtyard was covered with wood panel, for the maximum efficiency of use of the place. This spacs of inner courtyard where is surrounded with stainless mesh and exposed concrete walls of this house, is semi interior space. From ground courtyard level to roof garden level, several trees and flowers were planted vertically, on the canopy of main gate and on the balcony of upper floor and on the roof garden floor. Save this picture!© Jong Oh KimSmall but rich – Small area but rich space The name of this house “So Da Hun” means “small house but the house of rich space”. This project was a research about what is the rich spatial system in the minimum area of site.Save this picture!© Jong Oh KimProject gallerySee allShow less100 Most Creative People / Fast CompanyArticlesFallingwater On-Site Cottages Competition proposal / Wendell Burnette ArchitectsArticles Share “COPY” CopyHouses•South Korea Save this picture!© Jong Oh Kim+ 30 Share So Da Hun / IROJE KHM ArchitectsSave this projectSaveSo Da Hun / IROJE KHM Architectscenter_img Area:  107 m² Photographs ArchDaily Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/61755/so-da-hun-iroje-khm-architects Clipboard So Da Hun / IROJE KHM Architects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/61755/so-da-hun-iroje-khm-architects Clipboard CopyAbout this officeIROJE KHM ArchitectsOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesHousesSouth KoreaPublished on May 29, 2010Cite: “So Da Hun / IROJE KHM Architects” 29 May 2010. ArchDaily. Accessed 12 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogSinkshansgroheBathroom Mixers – Talis SVinyl Walls3MExterior Vinyl Finish – DI-NOC™ Solid ColorPartitionsSkyfoldRetractable Walls – Stepped & Sloped SpacesDining tablesZeitraumWood Table – TautBathroom AccessoriesBradley Corporation USARoll Towel Dispenser – Electronic TouchlessWoodLunawoodThermowood FacadesAluminium CompositesSculptformClick-on Battens in Victoria GardensMetal PanelsLongboard®Metal Ceilings – DauntlessWoodStructureCraftEngineering – Mass TimberPanels / Prefabricated AssembliesULMA Architectural SolutionsPerforated Facade PanelFiber Cements / CementsDuctal®Rainscreen Cladding Panels for Lightweight Facades in Apartment BlockBricksAcme BrickModular Size BrickMore products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

See More

MC Terrace / OCUPAR.estudio

first_img “COPY” Houses “COPY” Mexico Photographs:  alberstudio Manufacturers Brands with products used in this architecture project Save this picture!© alberstudio+ 19Curated by Clara Ott Share Manufacturers: AutoDesk, Chaos Group, Robert McNeel & AssociatesSave this picture!© alberstudioRecommended ProductsWoodAccoyaAccoya® CanalsEducational ApplicationsFastmount®Hidden Panel Fastener at Massey UniversityWoodTechnowoodPergola SystemsEnclosures / Double Skin FacadesAlucoilStructural Honeycomb Panels – LarcoreText description provided by the architects. This project is located in a semi-rural community but still quite close to the city. It was conceived, since the beginning, as a monolith inserted in the ground, so we could respond to 2 fundamental needs. First, the building is integrated with the surrounding constructions and at the same time it seems to merge from the ground. Second, its character is reinforced as a space to be used as a scape from urban life.Save this picture!© alberstudioSave this picture!Ground floor planSave this picture!© alberstudioA sequence of terraces is unfolded starting from the highest point on the ground and following downwards. Each one occupies different levels with specific spatial qualities and characteristics. There are 3 terraces with 3 different solar incidences. The first is the covered terrace that hosts a services core, a kitchen and a living room with a fireplace. The second is a shaded terrace that has a grill and a place to set a dining table. The third is  the outdoor terrace that hosts the pool.Save this picture!© alberstudioSave this picture!© alberstudioLocal construction techniques and natural and artisanal materials were used during its construction. This made us achieve its vernacular character. Some examples of these are the broken stone walls, the red clay tiles and the carrizo ceiling. The rest of the ground was left untouched to conserve its natural vegetation.Save this picture!© alberstudioSave this picture!© alberstudioProject gallerySee allShow lessMarina Park Pavilion / DRTAN LM ArchitectSelected ProjectsCenter for the Japanese Culture / Álvaro Bohórquez Rivero + Maribel Moreno CantilloSelected Projects Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/945642/mc-terrace-ocupastudio Clipboard ArchDaily ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/945642/mc-terrace-ocupastudio Clipboard MC Terrace / OCUPAR.estudioSave this projectSaveMC Terrace / OCUPAR.estudiocenter_img Architects: OCUPAR.estudio Area Area of this architecture project CopyAbout this officeOCUPAR.estudioOfficeFollowProductsStoneConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesOn FacebookMexicoPublished on August 18, 2020Cite: “MC Terrace / OCUPAR.estudio” [Terraza MC / OCUPAR.estudio] 18 Aug 2020. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogAluminium CompositesTechnowoodHow to Design a Façade with AluProfile Vertical ProfilesGlassMitrexSolar GreenhouseMetal PanelsAurubisOxidized Copper: Nordic BrownDoorsEGGERWood Laminate Doors in Molecular Plant Science InstituteStonesCosentinoSurfaces – Silestone® Nebula SeriesWall / Ceiling LightsLouis PoulsenLamp – LP RiplsWood Boards / HPL PanelsBruagRoom Dividers – Partition Wall MDFStonesNeolithSintered Stone – Mar del PlataWindowspanoramah!®ah! SecurityPanels / Prefabricated AssembliesULMA Architectural SolutionsMIS Facade PanelCarpetsFabromont AGTextile Floor Covering – Orbital® 07 COLORpunkt®LightsNorka lightingLuminaire – BelfastMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream 2020 Area:  3573 ft² Year Completion year of this architecture project Photographs MC Terrace / OCUPAR.estudio Projects Year:  CopyHouses•Mesa de los Conejos, Mexicolast_img read more

See More

SCVO launch campaign to recruit more trustees

first_img Howard Lake | 19 September 2007 | News The Scottish Council for Voluntary Organisations (SCVO) has launched a new section to its website called Be A Trustee to try to recruit more trustees to Scotland’s charities.Supported by law firm MacRoberts, the campaign’s website provides would-be trustees with the information and advice they need to know about this essential governance role, and how they can find voluntary organisations that need their help. SCVO points out that volunteers with legal and accountancy skills are particularly welcome.The umbrella body for the community and voluntary sector in Scotland says that there are 45,000 voluntary organisations in Scotland, involving 130,000 paid staff and more than 1.2 million volunteers. Advertisement About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.  26 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThiscenter_img SCVO launch campaign to recruit more trustees Andrew Jackson, Policy Manager at SCVO, said: “Trustees are the head and the heart of voluntary organisations. From dealing with legal requirements like charity law, to fundraising, to helping deliver services, being a trustee is one of the most exciting volunteering opportunities out there. We are very grateful for MacRoberts’ support and look forward to welcoming an increased number of trustees into the charity fold.” Tagged with: Managementlast_img read more

See More

The struggle continues for the Ayotzinapa 43

first_imgThis year marks the fifth anniversary of the disappearance of the Ayotzinapa 43, an event which unleashed a movement for justice in Mexico that inspired the world.On Sept. 26, 2014, six people were murdered and 43 students from the Raúl Isidro Burgos Normal Rural School in the small community of Ayotzinapa in Iguala, Mexico, were disappeared.Mexican students missing since 2014.The case soon became known as the Ayotzinapa 43, as the families and indeed the nation organized and demanded to know what had become of the “normalistas.”The students — dedicated activists and revolutionaries — had commandeered several buses to travel to Mexico City to participate in a commemoration of the 1968 Tlatelolco Massacre. Commandeering buses in Mexico for political work is common and an example of how strong the resistance is in that country.The Burgos Normal Rural School, activists relate, has a long history of student and teacher activism. Subjects are taught from the point of view of the working class, not the bourgeois class. It is not a surprise that the students left southern Mexico to go to Tlatelolco. But they never arrived. Their disappearance sparked a national movement. Families of the Ayotzinapa 43 traveled throughout not only Mexico but the U.S. as well. Throughout their tours and in all the demonstrations, the movement declared, “Fue el estado!” (“It was the state!”)Indeed, all the facts pointed to a state coverup. The movement forced the government to allow an independent investigating team to enter the country to examine the remains and the crime scene. But their efforts were stonewalled. Bodies found in the area with sickening proof of mutilation and torture did not add up for the investigators as those of the 43. Five years after the incident, justice remains as intangible as it was back then. Mexico: in the shadow of the imperialist beastMexico shares a 2,000-mile border with U.S. imperialism. Nothing that happens there can be separated from that fact. It is in imperialism’s best interest that capitalist powers reign in Mexico — which means instability, repression and exploitation.This is why a lucrative drug industry is so strong in Mexico. It explains why drugs can cross capitalist borders easily, while workers cannot. Independent journalists and human rights activists point out that there is indeed a coverup in the case of the Ayotzinapa 43.Anabel Hernández, author of “A Massacre in Mexico: The True Story Behind the Missing Forty-Three Students,” writes: “This case is about how the army, the federal police, and the federal government had been protecting organized crime in different parts of Mexico — and how in trying to protect organized crime they sacrificed these 43 students and tried to cover up what really happened that night.” (Los Angeles Magazine, April 11)From Mexico City, Associated Press reporter Maria Verza wrote Sept. 3: “One of the main suspects in the 2014 disappearance of 43 teachers’ college students in southern Mexico has been acquitted, a human rights attorney said, as justice remains elusive for one of the darkest moments of the country’s recent history. Santiago Aguirre, director of the human rights center known as Prodh and a lawyer for victims’ relatives, said the judge absolved Gilberto López Astudillo due to ‘insufficient evidence.’” The attorney said the case was “marred by sleaziness, human rights violations and irregularities.”What now?The election in 2018 of Andres Manuel Lopez Obrador (AMLO) as president of Mexico brought high expectations that his administration would not be more of the same: repression, coverups and so on. Hernández states that AMLO promised amnesty to the corrupted groups and said he would not prosecute cartels. She said that AMLO does not “want revenge.”Hernández, however, believes that “the truth is there. The government [behind] Enrique Peña Nieto [president of Mexico at the time] tried to destroy all the evidence [from the night the 43 students disappeared], they tried to cover the truth but despite their efforts, the truth is still there.”  Although the wheels of justice are dragging, AMLO did say he would challenge the decision to release the main suspect. Upon his election, Lopez Obrador established a truth and justice commission to investigate the case. As of now, this commission has not uncovered any new information. What is encouraging is that the families of the Ayotzinapa 43, as well as the people themselves, continue to demonstrate what the Mexican people have long expressed: The masses will never give up.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

See More

New theatre suite in progress at Croom Orthopaedic Hospital

first_imgLimerickNewsNew theatre suite in progress at Croom Orthopaedic HospitalBy Staff Reporter – September 22, 2020 881 Linkedin Roisin Upton excited by “hockey talent coming through” in Limerick Limerick’s National Camogie League double header to be streamed live WhatsApp Advertisement TAGSCroom Orthopaedic HospitalKeeping Limerick PostedlimerickLimerick Post Previous articleLimerick Senior, Intermediate & Junior Hurling and Football Round UpNext articleWeekly Racing News: Busy week for Limerick contingent as Listowel kicks off Staff Reporterhttp://www.limerickpost.ie Email Limerick Ladies National Football League opener to be streamed live center_img Billy Lee names strong Limerick side to take on Wicklow in crucial Division 3 clash RELATED ARTICLESMORE FROM AUTHOR ONGOING development works at Croom Orthopaedic Hospital have been given a further boost, with additional funding of €10m having been secured for the development of a new theatre suite that will emphatically underscore the hospital’s status as a regional centre of excellence in orthopaedics, rheumatology, pain management and scheduled surgery.The new theatre suite will be established on the first floor of the new bed block at the hospital, on which the equipping process for the 24-bed ward is now underway. The works will include four new theatres, a first stage recovery room and reception area, in addition to a new Sterile Services Department and other ancillary support spaces.Sign up for the weekly Limerick Post newsletter Sign Up With an overall floor area of approximately 1,700 square metres, the works are expected to be substantially complete by the end of 2020. Final works, commission and handover by the contractor, the subsequent equipping of the theatres, will be completed in Q1 of 2021.The development of the new 24-bed block on the site was initiated in Spring as part of the national response to COVID-19. The new beds, and the new theatre suite and Sterile Services Department, grew out of plans already in place to establish Croom Orthopaedic Hospital as the Mid-Western centre of excellence.Margaret Gleeson, Chief Director of Nursing & Midwifery at UL Hospital Group, said the works will modernise and double the current theatre capacity at Croom Orthopaedic Hospital.“This is a high quality development of four state-of-the-art theatres and a modern Sterile Services Department, that is going to allow for a major advancement in orthopaedic services,” Ms Gleeson remarked.“The developments will lead to improved waiting times for patients, and facilitate ongoing advancements in surgical procedures. And of course, the 24 single room en-suite rooms on the ground floor of the development will provide more appropriate and comfortable accommodation for patients,” she said.Lorraine Rafter, Director of Human Resources, UL Hospitals Group, said the new developments would create exciting employment opportunities in the region, particularly for specialist orthopaedic and theatre nurses.“There will also be opportunities for educational development, for all staff grades, as a result of the developments here in Croom, and we welcome any queries about employment opportunities in the hospital in light of this development.”UL Hospitals Group Chief Clinical Director, Professor Brian Lenehan, has been a consultant orthopaedic surgeon at Croom Orthopaedic Hospital since 2009, and he said the new developments had ushered in a “very exciting time” for the hospital, which, he said, will remain “a centre of excellence for elective surgery in the Mid-West for this and future generations”.“I applaud the vision of our CEO, Colette Cowan, and Assistant National Director, HSE Estates for the West, Joe Hoare, and the energy with which they have pursued these plans. The development is progressing well.“It’s an exceptionally high quality build, and I salute all of the main contractors, architects, consultants and sub-contractors involved in it,” Prof Lenehan said. “I also acknowledge the ongoing support of the Mid-West Development Trust.” he added.Croom Orthopaedic Hospital is one of the longest established hospitals in the Mid-West. Opening as the County Hospital in 1924, it has been an orthopaedic hospital since 1956, save for a two month period in the early Summer of 2020, when it cared for its first medical patients in almost 70 years as part of UL Hospitals Group’s strategy for managing a significant surge in non-COVID admissions.Katie Sheehan, Assistant Director of Nursing at Croom Orthopaedic Hospital, welcomed the development as a substantial boost for the community in Croom, as well as for the hospital and UL Hospitals Group.The UL Hospitals Group strategy is to progress future developments for Croom Orthpaedic Hospital, to include a new Day Ward, second stage recovery, a Pre-Operative Assessment and Admissions Unit and a purpose-built outpatients department, including a new radiology suite. WATCH: “Everyone is fighting so hard to get on” – Pat Ryan on competitive camogie squads Twitter Print Donal Ryan names Limerick Ladies Football team for League opener Facebooklast_img read more

See More

CFPB Moves Against Three Lenders for Falsely Implying Government Representation

first_img The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Government, News Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Brian Honea CFPB Consumer Financial Protection Bureau Deceptive Advertising Mortgage Lenders 2015-02-12 Brian Honea Share Save Previous: For Sale: Fannie Mae, Freddie Mac MSR Portfolio – $3 Billion Next: Senate Banking Committee Discusses Regulatory Burden on Community Banks, Credit Unions The Consumer Financial Protection Bureau (CFPB) announced Thursday that it has taken action against three mortgage lenders for falsely implying U.S. government endorsement of their products, according to an announcement from CFPB.The Bureau announced it is suing reverse mortgage lender All Financial Services with the intent to halt the lender’s illegal activities and has imposed civil fines on both Flagship Financial Group and American Preferred Lending. The latter two companies were ordered to cease their false advertising in addition to paying civil fines.”Each of these companies has misled consumers with false advertising,” CFPB Director Richard Cordray said. “The U.S. government is very serious about stopping companies from falsely claiming federal authority, and we are particularly concerned about false or deceptive statements made in advertisements about reverse mortgages that target older Americans.”CFPB claims that all three institutions violated the 2011 Mortgage Acts and Practice Advertising Rule, which prohibits misleading claims in mortgage advertising. The three companies involved, which are all private lenders, are not affiliated with the U.S. government even though some loans issued by private lenders are insured by government agencies such as the Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA). An investigation conducted by the Bureau revealed that the three lenders implied an affiliation with the U.S. government in their advertising materials despite not being affiliated with the government.The Bureau found that Maryland-based All-Financial Services claimed in its advertisements from November 2011 to December 2012 that the advertisements were sourced by a government entity and falsely implied that the FHA-insured reverse mortgage program was time-limited or had a deadline. CFPB said the company also falsely advertised that borrowers were not required to make monthly payments under a reverse mortgage “as long as you and your spouse live in the home.” The Bureau is seeking a civil fine and an injunction to prevent future violations in the U.S. District Court for the District of Maryland.A CFPB investigation revealed that Utah-based Flagship Financial Group, a licensed broker or lender in 35 states, implied in mailings from August 2011 to December 2012 that VA loans it originated were endorsed by the U.S. Department of Housing and Urban Development (HUD). The company also sent tens of thousands of mailers with the heading that began “Pursuant to the Federal Housing Administration,” according to CFPB. The Bureau ordered Flagship Financial to pay a civil penalty of $225,000 and to cease falsely implying government affiliation in future advertisements.The California-based American Preferred Lending, which originates mortgage credit products that include FHA and VA residential loans, was found to have implied in more than 100,000 mailings that the mailings came from the U.S. government. According to CFPB, the mailings included an FHA-approved lending institution logo and referenced a Web address, www.FHAdept.us. For its actions, American Preferred Lending was ordered to pay a civil penalty of $85,000 and is prohibited from falsely implying an affiliation with the government in future advertising materials. Demand Propels Home Prices Upward 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Subscribe Related Articlescenter_img Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago February 12, 2015 975 Views Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily Home / Daily Dose / CFPB Moves Against Three Lenders for Falsely Implying Government Representation Tagged with: CFPB Consumer Financial Protection Bureau Deceptive Advertising Mortgage Lenders CFPB Moves Against Three Lenders for Falsely Implying Government Representation  Print This Post Demand Propels Home Prices Upward 2 days agolast_img read more

See More

Brundidge librarian shares experiences from Ethiopia

first_img Brundidge librarian shares experiences from Ethiopia Remember America’s heroes on Memorial Day Pike County Sheriff’s Office offering community child ID kits By Jaine Treadwell Messenger Photo/Jaine TreadwellJennifer Amlong, children’s librarian at the Tupper Lightfoot Memorial Library in Brundidge, recently returned from a mission trip to Ethiopia. While there, she had the opportunity to visit with the Ethiopian “daughter” she has sponsored for two years. She also met a teenage boy whom she sponsors. Tuesday, she was the program guest of the Salem Baptist Church’s ladies organization at the Johnston Parlor. Pictured from left are Peggy Livingston, Nell McLendon, Maxine Dubose, Amlong, Lois Dykes and Delatha Mobley.Two years ago, the little sad-eyed Ethiopian girl in a photograph stole Jennifer Amlong’s heart.When Amlong returned to Ethiopia this summer, Kedist’s eyes were no longer sad. They were filled with happiness and the wonder of life.Amlong, who is the children’s librarian at the Tupper Lightfoot Memorial Library in Brundidge, was the special guest at the monthly meeting of the Salem Baptist Church women’s organization at the Johnston Parlor on Tuesday afternoon. Email the author Latest Stories Plans underway for historic Pike County celebration By Blood Sugar Blaster You Might Like Lockheed Martin to acquire Sikorsky Aircraft Two major Pike County employers will merge as part of Lockheed Martin’s plans to acquire Sikorsky Aircraft, and local officials… read more Published 2:00 am Wednesday, July 22, 2015center_img Troy falls to No. 13 Clemson Print Article “Thirty dollars a month pays her school fee that includes supplies and participation in athletics and it also makes it possible for her mom to attend Bible study and other programs beneficial to parents,” Amlong said.Two years ago, Kedist’s mom was on the streets begging for food for Kedist and her younger brother and the children often plundered in dumps searching for food.Today, life is much better for the family. Kedist’s mom is baking and selling bread on the streets to support her family and there is Hope In View for all of them.“The first time I actually saw Kedist was during last year’s mission trip to Modjo,” Amlong said. “She was so shy that she hid behind her mother’s skirt. This year, she was different. Her eyes were no longer sad and we talked and it was wonderful getting to know her and her little brother, Addis. The minister there at Modjo would say, ‘Jennifer, this is your daughter’ and that was such a wonderful thing to hear.”Kedist is now 10 years old and she is among the fortunate Ethiopian children who have sponsors and a better and more secure way of life.Hope In View is a small organization with 200 children.“Being a small organization, I got to meet Kedist and spend time with her,” Amlong said. “When I go back to Ethiopia, I’ll get to see her as she grows up.”All seven members of the 2015 Hillcrest Baptist Church Mission Team to Ethiopia sponsor a child and, in so doing, are helping to make life better for them and their families.This year, Amlong also made the decision to sponsor a teenage boy whose dad has leprosy and who, in two years, could be an orphan.“Thirty dollars a month is not a lot to spend but it does a lot of good for the children in Ethiopia,” Amlong said.While the team was in Modjo, members taught Vacation Bible School and visited with the people there, telling them about Jesus and sharing with them the message of salvation.Hillcrest sends three mission teams to Ethiopian each year and three to Costa Rica as well teams to Appalachia and rural Washington State. Sponsored Content Md: Do This Immediately if You Have Diabetes (Watch) Book Nook to reopen Next UpShe shared with the ladies her recent mission trip to Ethiopia sponsored by Hillcrest Baptist Church in Enterprise.It was her second trip to Ethiopia and Amlong is looking forward to the next one.“I can’t explain what it’s like to be there among the Ethiopian people,” she said. “They are the most humble, the most thankful and loving people. It is such a blessing to be among them.” Amlong’s blessing is doubled by having an Ethiopian “daughter” of her own.She became Kedist’s sponsor prior to her first mission trip to Ethiopia.“I saw her picture and the sadness in her eyes,” Amlong said. “I wanted to do something to help take the sadness away.”Amlong became Kedist’s sponsor through Hope In View missions. Around the WebMd: Do This Immediately if You Have Diabetes (Watch)Blood Sugar BlasterIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Healthier LivingRemoving Moles & Skin Tags Has Never Been This EasyEssential HealthRemember Them? I’m Sure Their New Net Worth Will Leave You SpeechlessbradofoThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

See More

Harvey Weinstein pleads not guilty to rape charges

first_imgDrew Angerer/Getty Images(NEW YORK) — Movie mogul Harvey Weinstein Tuesday pleaded not guilty to rape and criminal sex act charges in a New York City courtroom.Weinstein, 66, wearing dark jeans, a blazer and white shirt, answered “not guilty” in a soft voice when asked how he pleaded to the indictment by a Manhattan grand jury last week.Weinstein was accompanied by defense attorney Benjamin Brafman and was surrounded by court officers during the brief hearing in Manhattan Supreme Court and answered a series of questions from the judge.“He intends to vigorously defend this case,” Brafman said.Copyright © 2018, ABC Radio. All rights reserved.last_img

See More