Charged was 38-year-old Patrick Edens of Red Deer with traffic Safety Act offences as well as a total of 11 Criminal Code offences. Edens appeared in court on September 9.Also charged was a female youth with possession of a controlled substance. The female youth appeared in September 16. GRANDE PRAIRIE, A.B. – On September 5, at approximately 8:00 p.m., while conducting patrols, the Grande Prairie Crime Reduction Unit located a vehicle with a stolen licence plate.According to RCMP, The CRU unit conducted a traffic stop and as a result of an investigation the driver and one passenger were arrested.During the stop, police seized a small amount of methamphetamine, a loaded restricted firearm with a tampered serial number, $300.00 in counterfeit currency, two cans of bear spray, a machete, two throwing knives and an imitation firearm.
CALGARY — Enbridge Inc. is planning a $1.8-billion expansion to a pipeline that runs between two major Alberta oil hubs in order to bring growing oilsands production to market.The project includes a new 91-centimetre pipeline between Edmonton and Hardisty, Alta., as well as additional tankage and terminal facilities.The new line will initially be able to carry 570,000 barrels per day, but has the potential to be expanded to 800,000 barrels.“The agreement with shippers on terms for the expansion continues our collaborative relationship, ensuring that we provide the facilities and services they need to maximize the value of their crude oil,” said Stephen Wuori, president of liquids pipelines at Enbridge.Construction could begin as early as the first quarter of 2014, with start-up targeted for mid-2015.The proposed 179-kilometre pipeline will follow the route of Enbridge’s existing line along that corridor, which the company says will minimize the environmental impact.Enbridge intends to file a regulatory application by the end of the year.Enbridge is the dominant crude shipper in the oilsands region, although rival TransCanada Corp. has been growing its presence in that market. Many of regional Alberta pipelines end up in Edmonton.Hardisty, southeast of Edmonton, is where major Enbridge and TransCanada U.S.-bound pipelines start.
by 660 NEWS Staff Posted May 4, 2017 7:02 am MDT Last Updated May 4, 2017 at 7:03 am MDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email ConocoPhillips will be laying off 300 Alberta workers weeks after announcing the sale of its oilsands assets to Cenovus.The $17.7-billion blockbuster deal also turned over its natural gas plays.“These reductions are required to align our resources with our more focused and smaller company resulting from the Cenovus transaction,” a spokesperson said.The layoffs, which are concentrated in Calgary, began this week and all affected employees should be notified by May 15. ConocoPhillips and Cenovus deal leads company to lay off 300
GFS Corp, a global leader in alternative fuel solutions for heavy-duty diesel engines, has announced that it has entered into an agreement with Alpha Coal West, a subsidiary of Alpha Natural Resources, to convert three Caterpillar 793 (240 t) mine haul trucks to liquid natural gas (LNG) operation. The converted trucks will be operated at Alpha’s Belle Ayr Coal Mine outside Gillette, Wyoming and will be utilised in both overburden and coal haul service.GFS will be converting the trucks onsite using a proprietary and fully integrated Bi-Fuel Solution that includes on-board LNG storage and engine controls. After conversion, the mine haul trucks will operate using 50% to 70% LNG for most operating modes. The trucks will retain the ability to operate on 100% diesel fuel if required. Under the terms of the agreement, all three LNG-powered mine haul trucks are scheduled to be operational in early 2012. “We look forward to working with Alpha Natural Resources, one of the world’s leading coal companies, to assist them in finding new ways to improve both the environment and the bottom line,” said Jason Green, President, GFS Corp, adding “Alpha Natural Resources is a company that is committed to sustainable operations and we are very pleased to have this opportunity to work alongside a proven innovator in the mining industry.”The Gaseous Fuel System (GFS) enables operators of diesel vehicles to substantially reduce operational costs and lower emissions by substituting diesel fuel with lower cost, cleaner burning natural gas. The GFS is comprised of patented and proprietary technologies that allow diesel engines to safely operate on gas percentages ranging from 50% to 70% of the total fuel requirement. Engines converted to Gaseous Fuel operation exhibit diesel-like performance in such critical areas as power, response and efficiency. A key feature of the GFS is its ability to switch fuel modes without interruption in vehicle operation. Conversion to Gaseous Fuel operation does not require modification of the engine and can typically be completed in a matter of hours. The GFS is compatible with both compressed natural gas (CNG) and liquid natural gas (LNG) fuel storage systems.
A 46-YEAR-OLD man got a slap on the wrist from police in London early this morning for shining a laser directly at a helicopter.The crew of the Metropolitan Police craft used their video equipment to trace the source of a laser beam that was shone at them at about 12.40am.Local police officers on the ground were then directed to the St Paul’s Cray area of the city. The suspect was arrested at the identified address and a laser pen recovered.He was taken to a local station where he admitted the offence. He was let off with a police caution for endangering the safety of an aircraft.The incident occurred following speculation that the crash in Glasgow on Friday night could have been caused by a similar action.Detectives investigating the Clutha tragedy have said they will keep an open mind in relation to the theory and investigators are examining the possibility that the pilot was distracted by a laser pen shone from the ground.The Civil Aviation Authority in the UK and the British Airline Pilots’ Association (Balpa) have warned about the increasing dangers of laser attacks. They say the number of incidents has continued to grow since 2008.Shining a light at an aircraft is a criminal offence and can carry a penalty of up to five years in prison.Read: Iceland to write €24,000 off every household mortgageMore: Girl, 17, arrested over Phoenix Park murder
Baisse du nombre d’utilisateurs de Google Chrome en janvierGoogle Chrome est utilisé par moins d’internautes depuis le mois de janvier. A contrario, Internet Explorer est davantage utilisé.Le navigateur Internet Google Chrome a accusé une légère perte du nombre de ses usagers au mois de janvier. Depuis 17 mois, le nombre d’utilisateurs de Google Chrome étaient en hausse. Mais selon Net Applications, le nombre d’utilisateurs du logiciel étaient 18,94 %, contre 19,11 % en décembre 2011. À lire aussiMaladie de Charcot : symptômes, causes, traitement, où en est on ?Au cours de cette période, Firefox a perdu environ un point et se retrouve à 20,88 %. Safari a également vu son nombre d’utilisateurs décroître mais très légèrement (0,07 point à 4,9 %). Internet Explorer passe pour sa part de 51,87 % à 52,96 % et augmente sensiblement. La baisse de Google Chrome s’expliquerait selon Mac Generation d’un changement de politique survenu début janvier. Google valorisait jusque-là dans son moteur de recherche les pages dédiées à son logiciel dans son moteur de recherche. Une pratique jugée anticoncurrentielle. Il sera intéressant de voir si à l’avenir cette tendance se poursuit… Le 7 février 2012 à 11:15 • Maxime Lambert
Shoemaker Vivobarefoot is preparing an “ultra-eco” take on footwear.This summer, the London-based firm will launch a new version of its amphibious Ultra III sneaker—made using algae rescued from waterways.Along with partner Bloom—which uses algae biomass to make ethylene-vinyl acetate (EVA) foams out of non-fossil fuels—Vivobarefoot aims to clean up the global shoe industry.“Our goal is to deliver the most performance-driven materials in the most environmentally responsible manner,” Bloom CEO Mike Van Drunen said in a statement. “It is a goal we constantly strive to improve upon, and we are excited to collaborate with Vivobarefoot on the new Ultra line.”Expected for release in July, the “ultimate amphibious adventure shoes” boast real-world rewards. For instance, a single pair of men’s size nine sneakers returns 57 gallons of clean water to habitats and prevents 40 balloons worth of carbon dioxide from entering the atmosphere.“This is a true revolution for the footwear industry with the first plant-based alternative to the petro-foams in ubiquitous use,” Galahad Clark, founder of Vivobarefoot, said.via VivobarefootAccording to the firm, harmful algal blooms threaten marine environments by releasing damaging toxins, depleting oxygen in the water, and blocking sunlight, crippling ecosystems.“We are thrilled to be the first company to use Bloom in our shoes and further our mission to make the perfect shoe,” Clark said. “Perfect for feet and minimal impact on the planet.”Bloom recently gained international fame thanks to world champion surfer Kelly Slater, who released surfing traction pads using the eco-friendly foam.Adidas, meanwhile, last year launched a new shoe made from trash scooped out of the ocean, namely discarded fishing nets. The German manufacturer also introduced well-ventilated runners made from Biosteel—”the strongest fully natural material available.”Energy company NRG also joined the eco club by making a shoe built almost entirely out of carbon dioxide emissions.
Cabinet paper placed before the National Assembly on the subject.Apart from saying that the aim is to make the importation of rice unnecessary by 2016, nothing is said about the type of farming and the sources of the inputs that would make the goal realizable. Foroyaa therefore challenges the government to come up with a policy document on what Vision 2016 entails, a constructive debate would begin on its viability.Foroyaa is willing to give maximum coverage to such a debate so that the Gambian people would know what and what not to expect. The people could see experts on TV being invited after the vision was declared to indicate that they are advisors on how to make Vision 2016 a reality.The people who are purchasing a bag of rice for more than 1000 dalasis per fifty kilogram bag are very much interested in the type of domestic production that would enable them have the means to purchase rice.We hope a policy on this vision would soon be revealed to show how they would address their wish. ]]>
Miller: The answer is, probably not in print. We are looking to diversify our digital properties and bring them into other markets. Not necessarily in the LGBTQ space, but in some of our other businesses. Where we’ve fallen short is in digital, so we’re really positioned in the acquisition by Davler to become the number one player across the board in the LGBTQ space. Miller: Rob has done events. He’s taken a year or two off but we’re planning to bring them back. Miller: The biggest one — we recently made another acquisition of a business called Mommybites. It’s folded into our Parenting division. It’s basically a job board online for nannys, babysitters and moms that are looking for jobs. That’s already a national property as well, but not from the job board standpoint. We distribute national content and hold national education events. Now we’re looking to take our job boards and role that out nationally. That’s the one that’s furthest along in development. Folio: Is Davler looking to expand across the country with any other publications, now that you have an LA and a national magazine? Folio: What are your digital ad products? What’s available to marketers? Rob Davis: In these days of increasing desire by advertisers to go digital with their advertising buys, we really had been looking for a partner that could help us branch out in the digital world, and who had larger resources than what we were able to do as a smaller, independent company. This partnership is something that helps us go much further than we could go on our own. So why buy a niche brand like this in a market that’s moving away from tactile media products? Miller: That’s a hard one. Right now I can say that all of our print media are reasonably stable, and I think they’re reasonably stable because we’re very niche, we’re very targeted, and we still give people useful information in a print format that is digestible and helpful. Are things shifting digitally? Of course they are. One of the things about Metrosource that we really liked is that over the years, Rob has built a really strong directory component in the back. So it really is a way for readers and consumers to find doctors, and wedding venues, or gyms that really serve that community. In that regard, it’s very consistent with all of our other media and a perfect fit. All of our properties take an integrated approach — print, digital, and events — to provide consumers a targeted information source…The beauty of it is that it delivers a very efficient vehicle for our advertisers to reach those markets. They can buy an integrated program. So, the LGBTQ community has some common attributes to that. This is a community, the data shows, that has a real interest in doing business with companies that are sensitive and support the LGBTQ community. Davler CEO David Miller, left, and Metrograph publisher Rob Davis, right. It’s 2017 and Davler Media just bought three print magazines. First launched in 1990, Metrosource is an upscale brand directed at professionals in the LGBTQ community. With editions in NYC and LA, as well as a national publication, Metrosource has a combined circulation of 235,000 in print, which is also where most of its revenues come from. Folio: Rob, why was now a good time to sell Metrosource? Folio: So is print advertising the main revenue source at Metrosource? Folio: sat down with Davler CEO David Miller, and Rob Davis, longtime owner of the magazine and now its publisher, to find out what’s in store for the magazine. All of the hype in the news about gay rights, gay marriage — it’s been a very big topic — that has brought some advertisers out of the woodwork. We’re poised even more so with the Trump administration. We’re a vehicle to embrace diversity, so companies that are looking to show their support are interested more than ever in these more upscale publications. Folio: How has your advertising been affected since LGBTQ coverage has become more mainstream? Has that affected your revenues at all? Davis: When I started Metrosource, there were no publications geared toward the LGBTQ community that weren’t sexually explicit. I saw this incredible need for people in our community — professionals — who were looking for something else. Our first issue came out in 1990 and it was just overwhelmingly embraced by the local market. It became a great opportunity for national advertisers to finally come into a publication where they could show their support of the gay market and be proud of the content that they were next to. That just didn’t exist prior to the first issue of Metrosource. Folio: What did Davler see in Metrosource as a publication? We realized there was a real need and desire for the rest of the country to get the same type of content…So 10 years after Metrosource began, we launched our national edition, and then in 2004, I went to Los Angeles to get Metrosource LA off the ground. We’re the number one print publication in those two markets among any media, regional or national. Folio: As you move your focus toward digital assets, what role do you see print having in the next 10, 20 years? Davis: Because of the niche, there are so many companies that want to reach this audience. You’re right in that it’s become more and more accepted among mainstream advertisers; and they had really limited options of the places they could go into. David Miller: We have four other divisions [tourism, parenting, design, and bar/bat mitzvahs] and the commonality in all of them is that our media is almost exclusive New York focused, though not 100 percent. One of the nice things about Metrosource is that it does branch us out beyond New York, but it’s strong in New York. Miller: At the moment, yes. It’s almost exclusively print. Folio: Does Metrosource have any events? I can’t tell you what 10 years looks like, but hopefully I’ll be a grandfather.
Alaska Permanent Fund Corporation CEO Angela Rodell at the corporate office in 2016. The corporation’s board has adopted a policy supporting incentive pay for investment managers. (Photo by Skip Gray/360 North)The Alaska Permanent Fund Corporation wants to start paying its investment managers something called incentive compensation. That would mean that state employees who manage the fund’s investments would be paid in part based on how the fund itself performs. That could help recruit talented managers — and keep the ones who are already here.The corporation’s board supports the policy, but it’s up to Gov. Mike Dunleavy’s administration and the legislature to make it happen.The corporation used to have all of its assets managed by outside organizations. But it’s shifted an increasing share of assets to corporation employees, scaling up from 40 to 61 positions in the past four years. This has saved the state money. And it means that they’ve been doing a lot of hiring lately.The corporation recently had a job applicant for a position managing investments. CEO Angela Rodell said the staff loved him as a candidate, and he loved the idea of moving to Juneau. They topped another job offer he had by $5,000.“It’s taken much longer to recruit than even any of us would have thought,” she said. “And the first question we get is, ‘Do you have incentive comp, and will I be eligible for it?’”Ultimately, the candidate took the other offer because it included an incentive worth up to 75 percent of his base salary, depending on how well his investments performed. Currently, the permanent fund doesn’t offer incentive compensation like this.Rodell said it’s become difficult for the Permanent Fund Corporation both to recruit and to retain investment managers.“We are on the fourth chief investment officer in the last 10 years, so that’s a pretty high turnover for that position, and that one in particular concerns the board,” she said.The Permanent Fund Board of Trustees has adopted a policy to start paying incentives, worth up to 50 percent of investment managers’ salaries. The payments would be a small fraction of the $63.9 billion fund. For next year, these incentive payments would be up to $1.4 million.The Alaska Permanent Fund Corporation Board of Trustees meet on Dec. 11, 2018. From left to right, they are: Carl Brady, Marty Rutherford, chairman Craig Richards, William G. Moran, Bruce Tangeman and Corri Feige. (Photo by Andrew Kitchenman / KTOO and Alaska Public Media)State Revenue Commissioner Bruce Tangeman, a member of the corporation’s board, said it’s a reasonable discussion to have.“Obviously, the permanent fund is a rather large endowment,” he said. “And it’s critical that we have the best and brightest managing that on our behalf.”But Tangeman also said that the proposed spending increase will be scrutinized by state Office of Management and Budget Director Donna Arduin. And she’s looking to cut the budget, not add to it.“Now that we have a new governor in place, everything will be converging at OMB, and Gov. Dunleavy has made it very clear that downsizing government is going to be critical,” he said.Bob Maynard worked in Alaska for 17 years beginning in 1975, including time as the permanent fund’s deputy executive director. He’s now the chief investment officer of the Public Employees Retirement System of Idaho. In that system, he used to receive incentive pay, but Idaho stopped it.He said any incentive system that depends on the legislature deciding whether to appropriate money every year is a problem. Incentives are designed so that if a person reaches a goal, they’ll receive the incentive. Maynard said that will never be certain when a governor or lawmakers could decide not to pay it.“That is a problem,” he said. “Because if you’re the legislature, you’re sitting there saying, ‘Are we creating a band of aristocrats?’”Maynard likes the concept of incentive pay. But he said the media and public criticized incentives paid to public employees who managed investments that lost value. That was true even when they did better than the market during the recession a decade ago.“And it was just too much of a burden on my board, on my chair, on the governor, etc., to have to defend the headlines,” he said. “Because the press will say … it’s a bonus.”Incentive pay schemes can be complicated. Rodell said the Permanent Fund Corporation avoided that.“Let’s keep it very simple and straightforward and very tangible for people to grasp that investors making investment decisions will benefit from the positive decisions that they make and they won’t benefit from the negative decisions they make,” she said.Managers would receive all of their incentive pay based on a combination of how the overall fund performs and how the particular assets that they manage perform. It would be based on performance over the past five years, with more weight given to the most recent year. The formula fits on a chart that takes up half of a page.The Alaska Permanent Fund’s performance has been good, growing nearly $5 billion more than a benchmark over the past five years.But Rodell is concerned that it will be a challenge to maintain that level of performance if the fund struggles to hire and keep talented investment managers.“Not only are we asking people to move to Juneau and to Alaska, we’re asking them to take a significant pay cut from what they would be offered down in the Lower 48. So part of this is for me. It’s more about positioning for new recruits than it is for retention,” she said.The deadline for Dunleavy’s administration to decide whether to ask the legislature for incentive compensation for the permanent fund is Feb. 13.
BENGALURU: Ganesh Miskin, the hitman allegedly involved in the killing of journalist Gauri Lankesh, had also shot literature and researcher Dr M M Kalburgi dead in August 2015, according to the special investigation team (SIT). SIT, probing the case, stated this in a charge sheet discharge sheet charge sheet filed in the district court of Hubballi-Dharwad on Saturday. Also Read – Man held for slapping woman employee at Gurgaon toll plaza booth Advertise With Us The other accused in the case were Amol Kale, Praveen Prakash Chatur, Vasudev Bhagavan Suryavamshi, Sharad Kalaskar and Amith Ramchandra Baddi, the SIT said in a press release. The gang was allegedly inspired by a book ‘Kshetra Dharma Sadhana’ brought out by the Sanatan Sanstha, a Hindu extremist group, the SIT said. The reason behind killing Dr Kalburgi, said the SIT, was his observations while delivering a keynote address during a discussion on June 9, 2014, under the topic Towards a superstition free society A debate on the enactment of Karnataka Prevention of Superstitious Practices Bill, 2013 at Vigyan Bhavan in Bengaluru. Also Read – One arrested for firing outside Satna college in Madhya Pradesh Advertise With Us Based on his speech, the gang depicted him as a ‘durian’ (devil incarnate), as mentioned in Kshetra Dharma Sadhana. “They all jointly hatched a conspiracy to murder Kalburgi in furtherance of the achievement of their goals and executed it,” the SIT said. The gang members stole a bike to execute their plan, did a recce of their target and did practise shooting in a rubber plantation at Pilathabettu village in Dakshina Kannada district. Advertise With Us “Praveen Chatur and Ganesh Miskin then went on a stolen bike and reached Kalburgis house at about 8. 30 am on August 30, 2015. Ganesh Miskin then went to the house and shot Kalburgi twice on his forehead and killed him, said the SIT. The same gang had allegedly killed Gauri Lankesh on the evening of September 5, 2017, outside her house. Both the killings had triggered a nationwide protest. In the Lankesh case, Miskin allegedly rode the bike while Parashuram Waghmare, another accused in the case, had fired. The bullets and empty cartridges found at the scene of Lankeshs murder had reportedly revealed that the same countrymade pistol was used to kill Kalburgi, suggesting that one outfit or group was responsible for both the killings. The SIT, formed to probe into the Lankesh case, was told by the Supreme Court in 2019 to investigate into the Kalburgi case too.
Morgan Stanley (MS.N) has agreed to pay a $1 million fine to settle U.S. Securities and Exchange Commission civil charges that security lapses at the Wall Street bank enabled a former financial adviser to tap into its computers and take client data home, the regulator said on Wednesday.The settlement resolves allegations related to Galen Marsh’s unauthorized transfers from 2011 to 2014 of data from about 730,000 accounts to his home computer in New Jersey, some of which was hacked by third parties and offered for sale online.Marsh was sentenced in December to three years probation and ordered to pay $600,000 in restitution after pleading guilty to one felony count of unauthorized access to a computer. Prosecutors had sought prison time.According to the SEC, Morgan Stanley violated a federal regulation known as the Safeguards Rule by failing to properly protect customer data, allowing Marsh to access names, addresses, phone numbers, and account holdings and balances.”Given the dangers and impact of cyber breaches, data security is a critically important aspect of investor protection,” Andrew Ceresney, director of the SEC enforcement division, said in a statement.Morgan Stanley did not admit or deny wrongdoing.In a statement, the New York-based company said it has changed account numbers and offered credit monitoring and identity theft protection services for affected clients. The theft did not result in fraud against any client account, it added.Marsh accepted a related five-year securities industry ban from the SEC, the regulator said. He has said he did not offer to sell customer information to anyone.”We appreciate the SEC taking a look at the full weight of the evidence and making an appropriate decision,” his lawyer Derrelle Janey said in an interview. He said Marsh and his wife are now raising their 6-month-old daughter.
Federal police report finding the 12,600 square-meter plot of land in the municipality of Álamos, Sonora. On site, the Regional Security Division of the Federal Police located and destroyed 84,825 kilograms of marijuana after carrying out tactical operations to locate illicit crops in the state. Álamos, Sonora — A large plot of land found cultivating marijuana has been destroyed by la División de Seguridad Regional of the Policía Federal in the state of Sonora. Police say that field research work in combination with flyovers helped them located the two illegal crops where a drug operation was deployed by land. Once accessed, federal officers carried out the destruction and incineration of around 282,750 marijuana plants. Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on WhatsApp (Opens in new window)
MSC Cruises has announced today the first of its next generation “Seaside” class of ships, which is set to debut in November 2017.The new ship will be named MSC Seaside and sail year-round from Miami to the Caribbean.In addition, MSC Cruises announced that its Miami-based cruise operations will benefit from a newly renovated and expanded dedicated berth and terminal at PortMiami.Following the first ship’s delivery from the shipyard, MSC Seaside will make her way to Miami for MSC Cruises’ first ever christening ceremony in the U.S. to take place in late 2017.MSC Cruises chief executive officer Gianni Onorato, said the Seaside class of ships is part of MSC Cruises’ expansion plans.“Today is a very exciting day for the company as this is the first major announcement related to the company’s new builds and demonstrates our enthusiasm and long-term commitment to continuing to expand our presence in North America,” Mr Onorato said.The ship has the ability to accommodate up to 4,140 guests at double occupancy, making MSC Seaside will be the largest cruise ship ever built by Fincantieri shipyards.As part of a first look at what MSC Seaside will offer on board, the company also unveiled that the ship will boast the most interactive and originally-designed aqua park at sea with five water slides and attractions for all ages.MSC Cruises operates a fleet of 12 modern ships cruising year-round in the Mediterranean and seasonally in the French Antilles, northern Europe, the Atlantic Ocean, South Africa, South America, as well as in Dubai, the Emirates and Oman.Source = ETB Travel News: Lewis Wiseman
Agents & Brokers Attorneys & Title Companies Compliance Consumer Financial Protection Bureau Fiserv Investors Lenders & Servicers Regulation Service Providers 2014-01-09 Howard Goldthwaite If you haven’t reviewed the upcoming regulation changes from the Consumer Financial Protection Bureau (CFPB), better put on a big pot of coffee. Effective January 10, the rules are changing, and this includes amendments to the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z).[IMAGE]The rules affecting several “”areas of mortgage servicing””:http://files.consumerfinance.gov/f/201312_cfpb_servicing-applicability-comparison-chart-reg-x-and-z.pdf have been revised. So, which areas have changed? (It might be simpler to ask which areas haven’t changed.) Here’s a partial list of what has been revised:+Regulation X+* Error resolution and information requests* Force-placed insurance* Early intervention on delinquencies* Continuity of contact with borrowers* Loss mitigation procedures* Mortgage servicing transfers* Escrow accounts* General policies, procedures, and requirements +Regulation Z+* Periodic statements* Interest-rate adjustment notices* Prompt payment crediting and payoff paymentsThe CFPB has included an exemption for companies that service 5,000 or fewer mortgage loans, but for the many mortgage servicers subject to the bureau’s regulations, they are using these rule changes as an opportune time to[COLUMN_BREAK]overhaul their entire systems of data entry, rework internal procedures for loan approvals and reviews, and re-assess staffing allocations.According to Greg Lehman, product manager for enterprise content management at “”Fiserv, Inc.””:http://www.fiserv.com, when it comes to maintaining compliance with the new regulations, financial institutions should be especially mindful of information management and data integrity.He highly recommends switching from manual data entry to standardized, automated systems for the purpose of ensuring accuracy. Sophisticated information management systems can help with the complexity and challenges of completing the loan process through multiple phases and systems. “”[E]nsuring the accuracy and consistency of stored data is often one of the biggest challenges for loan servicing,”” according to Lehman. In a recent post to Fiserv’s “”_The Point_””:http://www.fiserv.com/the-point.htm blog site for the financial services industry, Lehman wrote, “”When loan files and histories were examined in the aftermath of the mortgage crisis, discrepancies were often found that made it nearly impossible to understand systems and decision-making processes. In light of new regulations created in response, it’s especially important to ensure the accuracy of the loan file and maintain a comprehensive loan record that includes all signed legal documents.””Lehman stresses that automated systems take manual entry and its inherent risks out of the equation.A comprehensive information management system can capture and retain content, compare and route data, streamline approvals, as well as track documents to minimize loan processing time, Lehman explains. It can also boost efficiency with a leaner staff, and if there’s ever an audit, the process is greatly streamlined with more accurate records and archived documents, he notes.Loan servicers that make it a priority to stay current with technology, Lehman says, will be better equipped to adapt to this fundamental shift in how mortgage lending and servicing is done, and can expect to increase customer satisfaction and enhance profitability, all while minimizing risk. Servicers Revamp Data Management as Regulatory Deadline Approaches in Data, Government, Servicing January 9, 2014 438 Views Share
“I do. I think they’ll play a long time,” Arians confirmed. “How soon? I don’t know. How dynamic will they be as rookies will totally depend on the team and the system.” As for the offensive line, I asked Arians what he sees when he flips on the game film from last season?“I see a revolving door. Every film you turn on there’s five different numbers up there, so you’re not going to be very good because it takes some continuity and cohesiveness to play as a group,” Arians said. “We have good depth. We’re going to have some good competition. And with that competition, we should have a pretty good offensive line. Now, we throw one more guy into that mix and we could have a really good offensive line. And that’s what it’s going to take for our division.” Of course, as a direct result of the O-line woes up front, the Cardinals wound up last in the NFL in rushing. So, what does Rashard Mendenhall bring to the Cards backfield?“Dynamic player,” said Arians, who coached Mendenhall in Pittsburgh. “He’s still young, he’s only 25. Carried us to the Super Bowl. He’s an every down player. He’s 230 pounds with 180 pound feet. He’s got unbelievable jump cut ability. He can catch the football. He pass protects. He never has to come out of the game. We rode him to the Super Bowl in Pittsburgh.” Derrick Hall satisfied with D-backs’ buying and selling How did things taste at the NFC Coaches Breakfast Wednesday morning at the Biltmore here in Phoenix? No clue. Hey, I was too busy interviewing Cardinals head coach Bruce Arians before bolting back to KTAR to be on-air. (I mean, how do you think I maintain my nickname — Paulie Pencilneck?!) Enough of that, I had a chance to chat for a few minutes with Bruce Arians. So, let’s run the no-huddle Q&A with the Cardinals new head coach. 0 Comments Share Top Stories Grace expects Greinke trade to have emotional impact Former Cardinals kicker Phil Dawson retires The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo And let’s get specific. Since Drew Stanton hasn’t taken a regular season snap in two years, what can Arians tell us about his former Colts backup? “Extremely bright. Very competitive. Can make all the throws. Is a little bit too tough for his own good sometimes. He’ll go running up in there and take some guys on. He’s a fiery competitor and that’s what it takes to play the game,” Arians said. “I’ve been around him for a year and I’ve never seen one (QB) improve his, I call it ‘swing,’ just like a golfer, in a year as much as he did. His accuracy was off the charts by December.” Of course, last year, the Cards had a QB competition that spanned the entire offseason and five-game preseason. This season, it appears the QB competition will be decided before Mother’s Day. “There will be NO quarterback competition,” Arians said when I asked the proverbial quarterback question. “If you have two, you have none. We will have a quarterback set by May 1st.” Speaking of QBs, Coach Arians told the assembled media that he sees a half-dozen quarterbacks in the upcoming draft that will play a “long time” in the NFL, right?
by John Carucci, The Associated Press Posted Apr 9, 2018 7:40 am PDT Last Updated Apr 9, 2018 at 8:21 am PDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email Tina Fey: Online bullying makes her ‘Mean Girls’ relevant Ellie Kemper attends the “Mean Girls” opening night on Broadway at the August Wilson Theatre on Sunday, April 8, 2018, in New York. (Photo by Greg Allen/Invision/AP) NEW YORK, N.Y. – Tina Fey had no idea “Mean Girls” would be timelier today than it was 14 years ago. And that makes her a little uneasy.“It’s just sort of unfortunate that it does,” the Emmy-winning actress and writer said Sunday at the opening night party for her Broadway adaptation of the 2004 film “Mean Girls.”“When the movie was written, it was about relational aggression among girls. And now, everyone does that. The government does it. People are unkind. They don’t respect each other’s basic human dignity, and so social media is such a disease, right?” Fey said. “So it feels like it’s an even more-timely reminder now that we all need to just kind of take a breath before we hurt each other.”Fey wrote the story for the show with her husband, Jeff Richmond, who composed the music. They were asked about the difference between the stage and film versions.“The core message is the same, but I think nothing pulls it out like singing,” Fey said.Richmond said you can go to different emotional places through music. “There are other things in a musical that you can’t dig into like you can in the movie. But I think this emotional thing, you certainly can. And I think that that rings true with those moments,” Richmond said.Like the film, the musical tells the story of a teenage girl who grew up in Africa and ends up in a suburban U.S. high school. There she quickly learns the cruel nature of being popular. Though it’s a comedy, it depicts clique mentalities and the negative effect that has on self-esteem.Before the opening night performance, a star-studded guest list walked the pink carpet, including Glenn Close, Jerry Seinfeld, Tony Parker, Martin Short, Elle Kemper, Jimmy Fallon, Alec Baldwin, Kate McKinnon and Lorne Michaels.Kemper, the star of TV’s “Unbreakable Kimmy Schmidt,” said the musical is unfortunately still timely when it comes to bullying, but she’s also optimistic.“I think the truth of it is unfortunately eternal. You know, people can be catty, they could be mean, but kindness is always going to prevail. That sounds corny, but true,” Kemper said.___Follow John Carucci at http://www.twitter.com/jacarucci
The board of the European Central Bank (ECB), including boss Mario Draghi, are in Nicosia on Wednesday andThursday as part of their schedule to hold two meetings outside of Frankfurt each year.Draghi arrived in Cyprus late Tuesday under heavy security. He will meet President Nicos Anastasiades at 7.30pm on Wednesday at the palace, which will be followed by an official dinner.Board committees are due to hold meetings on Wednesday at the Philoxenia conference centre ahead of the meeting of central bankers on Thursday where they will discuss the ECB’s money printing programme, which begins this month and aims to pump more than €1 trillion of new money into the euro economy over the next 18 months. After that a news conference will be held.Greece is also expected to be on the agenda of the meeting.A mass anti-austerity rally is slated for later on Wednesday to coincide with the meeting. Some 18 organsiations islandwide are expected to participate.You May LikeLivestlyChip And Joanna’s $18M Mansion Is Perfect, But It’s The Backyard Everyone Is Talking AboutLivestlyUndoPopularEverythingColorado Mom Adopted Two Children, Months Later She Learned Who They Really ArePopularEverythingUndoYahoo SearchYou’ve Never Seen Luxury Like This On A Cruise Ship. Search Luxury Mediterranean CruisesYahoo SearchUndo Pensioner dies after crash on Paphos-Polis roadUndoCruise passenger airlifted to Paphos hospitalUndoRemand for pair in alleged property fraud (Updated)Undoby Taboolaby Taboola
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